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Posted on: 27 May, 2021

How To Play Online Baccarat

How To

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Baccarat is a simple game to learn, which makes it an enjoyable one to play. There is not much work needed from the player. Once you place your bet, you get to watch the action. The downside to this is that there is not much strategy involved, and you can not influence the outcome of the game. Despite it being an easy game to play, it is more fun and interesting when you understand what is happening during the game. 

Online Baccarat Table Set Up

Traditionally, Baccarat is a table game played with 14 players. The Baccarat table is marked for players 1 through 15. This is where you place your bet, depending on which number of players you are. Number 13 is skipped because gamblers tend to be a superstitious lot. In front of each player is three boxes. One box is for the player to place bets. One of the boxes is for the banker, and the last box is for tie bets. 

The player places their bet in one of the boxes. The boxes for the banker are in the middle of the table. Baccarat is typically played with six, eight, or nine decks of cards. The casino determines how many decks they prefer to use. The cards are shuffled with each new hand. Mini-Baccarat is also a table game that is half the size of a standard table, which means there are only seven players.

The goal of traditional and online Baccarat is to get as close to 9 points as you can. You do not have to think much while playing Baccarat because all you really have to do is bet. You decide if you want to bet on the player, the banker, of a tie between the two of them. A tie between the two of them is the least common option. Once you place your bet, the dealer draws the cards, and there is nothing left for you to do. 

Differences with Online Baccarat

The main difference between playing Baccarat online and in a traditional casino is the computer adds your totals up for you online. After you place your bet, more on that later, the cards are dealt. You add up the total value of your cards to get a number between zero and nine. In the online world, you do not have to do the math because it is done for you. The best number you can get is nine, and the worst is zero. 

  • Face cards (2 through 9) are counted as their face value. 
  • King, Queen, and Jack are worth 10.
  • An Ace is worth 1.

You can see that if you get a King, Queen, or Jack, your total automatically goes over nine. In this case, you subtract ten from your hand. For example, if you have a three and a Jack, that totals 13. You subtract the ten from your hand and get 3. The total number of your cards is 3 points. 

How to Play (Bet on) the Game

You have chips which you use to bet. You put your chips in the appropriate betting box, player, banker, or tie. The betting boxes are directly in front of you. 

You are dealt two cards in the first round. They are placed face up in the player's box. The banker also receives two cards face up in the banker box. When playing online, the banker is a virtual dealer. 

When either the player or banker gets a natural hand, which is a total of 8 or 9, the person with the hand closest to 9 wins. This ends the round, and the appropriate party wins the money bet. 

If the player and banker have the same number, this is a tie. And the tie bets win. If there is no natural hand or tie, the value of the player’s hand indicates what is next. 

  • When the player has a 6 or 7, the player stand.
  • When the player has five or below, the player is dealt another card to add to the total value of the hand. After this card is dealt, the player’s hand is done. 

What Happens with a Third Card?

If the banker is dealt a third card, the game gets a little tricky, but not too tricky. Once you understand what happens when there is a third card, you will be able to continue to playing with no problems. 

  • If the banker has a 7, 8, or 9, the banker stands and does not take another card.
  • If the banker has a 6, and the player’s third card was a 6 or 7, the banker takes another card. 
  • If the banker has a 5, and the player’s third card was between a 4 and 7, the banker takes another card.
  • If the banker has a 4, and the player’s card was between a 2 and 7, the banker takes another card.
  • If the banker has a 3, and the player’s card was anything but an 8, the banker takes another card. 
  • If the banker has between a 0 and 2, the banker takes another card.

After all the cards have been dealt, the person with the hand closest to nine is the winner. In the event that there is a tie between the player and the banker, there is no winner or loser. The person that gets the money is all dependent on the bets.

It is All About the Betting in Baccarat

In Baccarat, you are not really playing against the dealer of the banker. In reality, you are betting on either the player or the banker to win. You can also bet on a tie. 

Bet on a Player

The first bet you consider making in Baccarat is betting on a player. This means you are betting that the player will have the hand closest to nine. You may see this referred to as a Punto Bet. This bet pays on a ratio of 1 to 1. The house has an edge of about 1.36 percent. 

Bet on the Banker

You can also bet on the banker. This is actually the best way to bet because the house edge is 1.17 percent. The banker bets win more often than any other bet, and it has a payout of 19 to 20. The casino has a 5 percent fee that they deduct if you win the bet. Casinos do this because of how often the banker wins. When they are using 8 card decks, the banker wins about 3 to 4 more times than the player. 

Bet on a Tie

You can choose to bet on a tie between the player and the banker. This means that you are betting they will both end up with the same total on their cards. This bet has a payout ratio of 8 to 1 and is incredibly rare. This has a larger payout, which makes it seem more appealing. You want to keep in mind that the house edge on this bet is 14.2 percent. This is a high reward but also a high-risk type of bet. 

Keep In Mind

There is not much strategy that you can use to win Baccarat online. There are some tips that you should consider before you begin playing. These tips may help you make smarter betting choices, which could lead to more winnings. 

Make sure you understand the rules before you being playing the game. Baccarat is simple, and you may think you can jump right in without really understanding what you are doing. If you know the rules and how to bet, you have better control over your choices. 

Bet on the banker. The house edge is the lowest when it comes to betting on the banker. Even when you are charged the fee, if you win when betting on the banker, you are still ahead. The house edge for betting on the banker is 1.09 percent, and the house edge for betting on the player is 1.24 percent. You have the advantage when betting on the banker. You will be tempted to guess and strategize and determine which card is coming next, but that may not be the smartest move, especially if you are new to Baccarat and gambling. 

Stay away from the ties. You may be tempted because of the payout. It does offer you a larger payout, but the reality is, it is not a sound strategy. The house edge is over 14 percent. Ties are just not a constant winning bet. 

Pay attention to the streaks. Streaks are not something that makes much sense, but you should pay attention anyway. If you are betting on one side, and it keeps winning, take a step back and take a break until the streak ends. You also do not want to bet against the streaks. It is best for it to play out. It is going to end, and you do not want to be caught up in it when it does. Do not push your luck any further; just take a break and let the streak naturally conclude. 

Practice is key. With any online casino game, practice is so important, and online Baccarat is no different. Find an online casino that allows you to play free versions of the game. Keep playing until you feel completely comfortable with how to play the game and how to bet. It just takes a little bit of time for you to spend practicing, but it will be worth it in the end. You can start with a mini-Baccarat game where there are fewer players and lower table limits. 

Counting cards will not work in Baccarat. You can pay attention to the winning patterns. If someone tries to tell you they have a winning system at Baccarat, and they will share it for a fee, be cautious. You do not need to pay money to practice the betting strategies of Baccarat.

You want to make sure you set limits for yourself. Start small and do not make significant bets as soon as you start playing. Large bets to start is not a sound strategy. Baccarat is a fast paced game. The hand ends quickly, and you quickly win or lose money. It is easy to get caught up in the play of the game and not pay attention to how much money you are spending or how long you have been playing. The best way to prevent this is to put limits on your casino account. You can set your bankroll to an amount that you know you can lose, just in case that happens. When you have spent all the money in your bankroll, it is time to stop playing. You should set a time limit for yourself. Once you have reached that time, get up and walk away from the game. Do not come back to the game until your next allotted time. You should also set a limit on how much money you win. Once you have won that much, stop playing. Stopping at a certain amount of winnings allows you to actually win the money and not bet it again and possibly lose it. It takes some disciple to stick to your own rules, especially when you get caught up in the action of the game. Consider the limits you want to put in place before you play, and then stick to them. 

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